Affirm financing program

What is Affirm?

Affirm is Canada's leading installment payment platform. It offers shoppers solutions to buy now and pay later. By choosing Affirm as your payment method at checkout, you'll enjoy your purchases immediately, while spreading your payments over 12 or 24 months.*

A decision in real time

Filling out an application for the Affirm payment program is quick and easy: just provide a few details about yourself and get a real-time decision so you can buy what you love now and pay over the months.

Easy Monthly Payments

Enjoy the convenience of automatic monthly payments with no hidden fees or surprises. You'll see your monthly payment amount before confirming your payment plan, so you'll know upfront exactly what you'll need to pay.

Pre-approval in minutes

Simple and fast, you will know quickly if your application is approved at checkout!

* This financing is available on orders of $500 or more only.

** Please note that pre-authorized debit transactions on Desjardins chequing accounts may not work at this time. However, pre-authorized debits on Desjardins credit cards are functional.

How to use this funding?

Select Affirm

Place an order of $500+ and proceed to checkout.

Make an online request

Complete Affirm's easy online application in less than a minute and get an instant approval decision.

Enjoy your purchase

Once you pay for your order with Affirm, we'll process and ship your order immediately. No waiting necessary.

Frequently asked questions (faq)

How do I use affirm?

1. Add the items to your cart as usual and select Affirm as your payment method when checking out.

2. Complete Affirm's simple online application and receive an instant approval decision.

3. Confirm your payment plan with Affirm and return to Clinique Lafontaine to complete your order. We will process and ship your order as usual.

4. Make monthly payments for 12 or 24 months to Affirm while you enjoy your new purchases.

How do I make my monthly payments?

Affirm currently accepts pre-authorized debits from your bank account, or Visa/Mastercard credit/debit card. Debit cards must bear the Visa or Mastercard logo. Please note that prepaid cards are not accepted.

Are there any requirements for using affirm?

Yes. You have to :

- Be aged 18 and over (AB, MB, ON, PEI, QC, SK) / 19 and over (BC, NB, NF, NT, NS, NU, YK).

- Be a permanent resident or Canadian citizen.

- Have a Canadian Visa/Mastercard credit card, debit card or bank account. In the case of a debit card, it must have the Visa or Mastercard logo.

- Have a Canadian phone number compatible with SMS.

Can I use Affirm to pay for only part of my purchase?

Affirm payment plans apply to your entire order. To pay using Affirm for only part of your purchase, please complete two separate transactions using different payment methods.

I was unable to complete a transaction with Affirm. What happened?

Unfortunately, Affirm is not able to offer payment programs to everyone who requests them. This may be due to information in your credit report or because Affirm cannot verify your identity or payment method.

How do returns work if I paid using Affirm?

Purchases made using Affirm financing are subject to Clinique Lafontaine's standard return policy. Any returns will be processed by Clinique Lafontaine and your Affirm loan balance will be reduced or canceled accordingly. If you have already made monthly payments, these will be refunded to you by Affirm. For information on returns, consult Clinique Lafontaine’s returns policy here.

How do I track my payments and access my Affirm account?

Your connection details to access your Affirm account can be found in the confirmation email sent to you during your first transaction. Can't find details Please contact the Affirm team..

Can I pay my outstanding Affirm balance before the end of the term?

Yes! All Affirm payment plans can be prepaid at any time without penalty. Visit your Affirm account for details.

Does applying for an Affirm payment plan affect my credit score?

No, applying for an Affirm payment option does not impact your credit score.

Other important information about Affirm financing

Estimated monthly payment amount excludes taxes, shipping and other charges.

Certain conditions apply and all transactions are subject to approval by Affirm.

IMPORTANT - Payment options through Affirm Canada Holdings Ltd. ("Affirm")

Your rate will be 0-31.99% (if available and subject to provincial regulatory restrictions). The APR offered is based on creditworthiness and subject to eligibility verification. Not all customers qualify for 0% APR. Payment options depend on purchase amount, may vary from merchant to merchant, and may not be available in all provinces/territories. The actual terms of the payment option will be indicated at checkout. A deposit (or payment due today) may be required. Affirm accepts debit cards and DPA as forms of reimbursement for payment options. Some payment options may be eligible for reimbursement in the form of credit cards. Please review the terms and conditions of your credit card before using it as a means of payment. Here are some examples of payment options: An $800 purchase can be split into 12 monthly payments of $72.21 at an annual interest rate of 15%, or into 4 interest-free payments of $200 every 2 weeks . For more information, please visit